Secure Checking Simply Checking Money Market Investment
Type of Account Advanced Checking with interest Basic Checking without interest Limited Checking with interest
Minimum to Open $25.00 $25.00 $25.00
Online Banking FREE FREE FREE
Mobile Deposit (Through App) FREE Not Available Not Available
Bill Pay FREE FREE Not Available
Checks Free: 1 box personalized wallet-style checks per year Standard fees apply FREE personalized wallet-style checks
Service Charge Monthly:
$5 with E-Statements
$8 with paper statements
FREE with E-statements
$5 with paper statements
Monthly:
FREE if average daily balance is greater than $1,000 or $15 if average daily balance falls below $1,000
Statements Monthly Monthly Monthly
Paper Statement Included in service charge $5.00 FREE
Check Images in Statement Yes No Yes
Transactions Limit Unlimited Unlimited *6 per statement cycle
$2.50 for each additional
Minimum Average Daily
Balance for Interest
$1,000 No Interest $1,000
Annual Percentage Yield (APY)* 0.05% N/A 0.10%
Interest Rate* 0.05% N/A 0.10%
Interest Compounded* Monthly N/A Monthly
-Free instantly issued debit cards available
-Exclusive access to mobile deposit capture
-Free cashier's checks
-10% discount on Safe Deposit Box if auto debited from checking account
-Overdraft privilege may be available after meeting qualifications
-Free instantly issued debit cards available
-Overdraft privilege may be available after meeting qualifications
* Under Federal Regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle.
-Fees may offset earnings.

*Fees applied may affect APY. Interest rates are subject to change at any time.

SECURE CHECKING ADDITIONAL INFORMATION & FEATURES

Feel Confident with IDProtect®

You can rest easy knowing that IDProtect, our identity theft monitoring and resolution service, can help better protect you and your family’s identities.

  • Identity Theft Expense Reimbursement Coverage
    Receive up to $10,000 to help pay expenses, clear your name and help recover your identity should you become the victim of identity theft.
  • Fully Managed Identity Theft Resolution Services and Personal Information Management Program
    Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
  • Debit and Credit Card Registration
    Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.)
  • 3-in-1 Credit File Monitoring 3
    IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
  • 3-in-1 Credit Report
    Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureaus date. Third parties may use a different type of credit score to access your creditworthiness. (Registration/activation required.)
  • Identity Monitoring
    Monitoring of over 1,000 databases (Registration/activation may be required.)
  • Online Identity Theft News Center and Valuable Phone and Web Resources
    (Registration/activation required.)
Register at the offical Secure Checking Website to get started. See our Disclosures tab for more information.

Secure Checking also helps protect you from unexpected losses.

  • Accidental Death & Dismemberment Insurance
    Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
  • Cellular Telephone Protection
    Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)

Save when you play

Travel and Leisure Discount Membership
Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration/activation required. Available Online Only.)

Save on healthcare

Health Discount Savings
Enjoy savings on vision, prescriptions, and dental services. (Registration/activation required.) This is NOT insurance.

Secure Checking Disclosures:

IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their join account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

Special program Notes: The descriptions herein are summaries only and do not include all terms, conditions, exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or the certificate of insurance.

Credit file monitoring may take several days to begin following activation. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank of any bank affiliate.

Inquire about an account

Secure Checking
Type of Account Advanced Checking with interest
Minimum to Open $25.00
Online Banking FREE
Mobile Deposit (Through App) FREE
Bill Pay FREE
Checks Free: 1 box personalized wallet-style checks per year
Service Charge Monthly:
$5 with E-Statements
$8 with paper statements
Statements Monthly
Paper Statement Included in service charge
Check Images in Statement Yes
Transactions Limit Unlimited
Minimum Average Daily
Balance for Interest
$1,000
Annual Percentage Yield (APY)* 0.05%
Interest Rate* 0.05%
Interest Compounded* Monthly
-Free instantly issued debit cards available
-Exclusive access to mobile deposit capture
-Free cashier's checks
-10% discount on Safe Deposit Box if auto debited from checking account
-Overdraft privilege may be available after meeting qualifications
Simply Checking
Type of Account Basic Checking without interest
Minimum to Open $25.00
Online Banking FREE
Bill Pay FREE
Checks Standard fees apply
Service Charge FREE with E-statements
$5 with paper statements
Statements Monthly
Paper Statement $5.00
Check Images in Statement No
Transactions Limit Unlimited
Minimum Average Daily
Balance for Interest
No Interest
Annual Percentage Yield (APY)* N/A
Interest Rate* N/A
Interest Compounded* N/A
-Free instantly issued debit cards available
-Overdraft privilege may be available after meeting qualifications
Money Market Investment
Type of Account Limited Checking with interest
Minimum to Open $25.00
Online Banking FREE
Bill Pay Not Available
Checks FREE personalized wallet-style checks
Service Charge Monthly:
FREE if average daily balance is greater than $1,000 or $15 if average daily balance falls below $1,000
Statements Monthly
Paper Statement FREE
Check Images in Statement Yes
Transactions Limit *6 per statement cycle
$2.50 for each additional
Minimum Average Daily
Balance for Interest
$1,000
Annual Percentage Yield (APY)* 0.10%
Interest Rate* 0.10%
Interest Compounded* Monthly
* Under Federal Regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle.
-Fees may offset earnings.

Inquire about an account